The Bank of Valletta is this year introducing an extensive range of Summer Offers, spanning a host of personal banking products. The BOV Summer offers will be available from the first week of June, throughout the Trade Fair period and up to the end of August. The discounts include reduction in fees and favourable interest rates on products such as Personal Loans, Credit Cards, Home Loans, BOV Stockbroking, Lifelink Investment Bonds and Financial Planning.

The Bank said that the attractive offers being launched for Summer 2008 are aimed at providing added-value to all its customers whilst making available straightforward and efficient banking services and payment solutions.

Customers can benefit from the waiving of processing fees on new personal loans taken until the end of August 2008. Customers will also benefit from discounted rates of interest and an extended loan term. Those customers applying for a personal loan in excess of €10,000 (Lm4,293) can also apply for a free classic credit card. Similarly, new Home Loan applications submitted during the offer period will benefit from discounted rates of interest and the waiving of processing fees.

The Bank said that customers can take advantage of its 2008 summer offers and apply for a credit card free of charge since the Bank is waiving the initial card fee on new cards for the first year. The Bank will also be charging 0% interest on credit card purchases made through EPOS machines in retail outlets during the first six months.

Turning to investment services, BOV is offering a 15% discount on local stockbroking commissions during the Summer Offers period. Customers applying for a BOV Lifelink Investment Bond will not be charged the one time policy fee.

In support of these offers, BOV staff will be available on the Bank's stand at the International Fair of Malta to provide free financial planning reviews and advice. Further details may be obtained from www.bov.com, by e-mail on customercare@bov.com or by calling the Bank's Customer Service Centre on 2131 2020.

All the above offers are not applicable in conjunction with any other offer or discount. All loans and credit card facilities are subject to normal bank lending criteria and final approval from your BOV branch. The €16.31 (Lm7) Government Levy on credit cards is to be met by the customer. Normal interest and charges will apply to transactions effected through ATMs, on cash advances and payment of fees. Other terms and conditions may apply which are available at www.bov.com. Bank of Valletta p.l.c. is licensed to conduct investment services business by the Malta Financial Services Authority. Bank of Valletta p.l.c. is an enrolled tied insurance intermediary of Middlesea Valletta Life Assurance Company Limited (MSV). MSV is licensed by the MFSA to carry on long-term business under the insurance Act, 1988